Petshop owner wannabe
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evonvon
montyashley
majorminor123
7 posters
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Petshop owner wannabe
was thinking of buying my sister's shop to be a petshop shop for my wife to run this business. can anyone share experience taking a loan other than the bank?bank is my last resort as I need it as soon as possible.
majorminor123- Noob
- Posts : 21
Join date : 2011-10-18
Re: Petshop owner wannabe
Not very good la.there are piles of documentation after which you wait for their numerous processes to end.
montyashley- Noob
- Posts : 24
Join date : 2011-08-04
Re: Petshop owner wannabe
Hmm lots of paperwork is required and qualification criteria are strict
evonvon- Noob
- Posts : 16
Join date : 2011-10-27
Re: Petshop owner wannabe
montyashley wrote:Not very good la.there are piles of documentation after which you wait for their numerous processes to end.
yes! then even if you get the approval, sometimes it takes the whole month before it gets credited to our account.
evonvon- Noob
- Posts : 16
Join date : 2011-10-27
Re: Petshop owner wannabe
evonvon wrote:Hmm lots of paperwork is required and qualification criteria are strict
better option is to apply from money lender as it’s a much quicker process.
montyashley- Noob
- Posts : 24
Join date : 2011-08-04
Re: Petshop owner wannabe
never heard any organization that provide loan safest as the bank
simkyra- Noob
- Posts : 5
Join date : 2011-10-26
Re: Petshop owner wannabe
yeah of course to lend the money to anyone could be the loss for the provider so it need to go thru detail reviewingmontyashley wrote:Not very good la.there are piles of documentation after which you wait for their numerous processes to end.
simkyra- Noob
- Posts : 5
Join date : 2011-10-26
Re: Petshop owner wannabe
simkyra wrote:never heard any organization that provide loan safest as the bank
got la...you just need extra effort to find..like yayasan ihsan rakyat. my friend open up bundle business using this loan. rate better than some banks.
montyashley- Noob
- Posts : 24
Join date : 2011-08-04
Re: Petshop owner wannabe
simkyra wrote:yeah of course to lend the money to anyone could be the loss for the provider so it need to go thru detail reviewingmontyashley wrote:Not very good la.there are piles of documentation after which you wait for their numerous processes to end.
agreed,but sometimes too complicated,and some people may need it urgently. thats why now people brave enough to borrow from other money lender
montyashley- Noob
- Posts : 24
Join date : 2011-08-04
Re: Petshop owner wannabe
why dont u go for bank?majorminor123 wrote:was thinking of buying my sister's shop to be a petshop shop for my wife to run this business. can anyone share experience taking a loan other than the bank?bank is my last resort as I need it as soon as possible.
motorgeek- Noob
- Posts : 9
Join date : 2011-10-28
Re: Petshop owner wannabe
uh never heard this one..anyone can apply it? im planning to start small business to support my familymontyashley wrote:simkyra wrote:never heard any organization that provide loan safest as the bank
got la...you just need extra effort to find..like yayasan ihsan rakyat. my friend open up bundle business using this loan. rate better than some banks.
topsecret- Noob
- Posts : 4
Join date : 2011-10-18
Re: Petshop owner wannabe
uhm thats why still considering whether bank or other alternatives but we know bank were more securesimkyra wrote:never heard any organization that provide loan safest as the bank
topsecret- Noob
- Posts : 4
Join date : 2011-10-18
Re: Petshop owner wannabe
motorgeek wrote:why dont u go for bank?majorminor123 wrote:was thinking of buying my sister's shop to be a petshop shop for my wife to run this business. can anyone share experience taking a loan other than the bank?bank is my last resort as I need it as soon as possible.
Last feedback i got from PB,they didnt approved cos of over-committed, too many loans. I have commitments such as house and car repayments. thats why need to find other alternatives.
majorminor123- Noob
- Posts : 21
Join date : 2011-10-18
Re: Petshop owner wannabe
montyashley wrote:simkyra wrote:never heard any organization that provide loan safest as the bank
got la...you just need extra effort to find..like yayasan ihsan rakyat. my friend open up bundle business using this loan. rate better than some banks.
ah, i heard about this...some of my colleguaes taking loan from this company. but i never ask their feedback la . really better rate? coz many other company really cekik darah . like aeon.
majorminor123- Noob
- Posts : 21
Join date : 2011-10-18
Re: Petshop owner wannabe
oops most bank charge high interest la..unless you got money later to pay loan in lump sum which can reduce the burden cause by interest..topsecret wrote:uhm thats why still considering whether bank or other alternatives but we know bank were more securesimkyra wrote:never heard any organization that provide loan safest as the bank
cheesie- Noob
- Posts : 3
Join date : 2011-10-24
Re: Petshop owner wannabe
no need to try if you have lots of commitment..bank have complicated process which mean your application will be review numerous time until the acknowledge your financial..majorminor123 wrote:motorgeek wrote:why dont u go for bank?majorminor123 wrote:was thinking of buying my sister's shop to be a petshop shop for my wife to run this business. can anyone share experience taking a loan other than the bank?bank is my last resort as I need it as soon as possible.
Last feedback i got from PB,they didnt approved cos of over-committed, too many loans. I have commitments such as house and car repayments. thats why need to find other alternatives.
cheesie- Noob
- Posts : 3
Join date : 2011-10-24
Re: Petshop owner wannabe
cheesie wrote:no need to try if you have lots of commitment..bank have complicated process which mean your application will be review numerous time until the acknowledge your financial..majorminor123 wrote:motorgeek wrote:why dont u go for bank?majorminor123 wrote:was thinking of buying my sister's shop to be a petshop shop for my wife to run this business. can anyone share experience taking a loan other than the bank?bank is my last resort as I need it as soon as possible.
Last feedback i got from PB,they didnt approved cos of over-committed, too many loans. I have commitments such as house and car repayments. thats why need to find other alternatives.
ya,thats why need need others to recommend.i heard about few agency and company,but most of it is negative review. macam ahlong
majorminor123- Noob
- Posts : 21
Join date : 2011-10-18
Re: Petshop owner wannabe
topsecret wrote:uh never heard this one..anyone can apply it? im planning to start small business to support my familymontyashley wrote:simkyra wrote:never heard any organization that provide loan safest as the bank
got la...you just need extra effort to find..like yayasan ihsan rakyat. my friend open up bundle business using this loan. rate better than some banks.
maybe you can contact their agent is better. r u civil servant? if yes only can apply ler. private cannot i think. the best part is minimum gross monthly income about 1.5k can get the loan d. if other places impossible la..
montyashley- Noob
- Posts : 24
Join date : 2011-08-04
Re: Petshop owner wannabe
oh, should try another la if u got rejected. myb with guarantor u can get the loan.majorminor123 wrote:motorgeek wrote:why dont u go for bank?majorminor123 wrote:was thinking of buying my sister's shop to be a petshop shop for my wife to run this business. can anyone share experience taking a loan other than the bank?bank is my last resort as I need it as soon as possible.
Last feedback i got from PB,they didnt approved cos of over-committed, too many loans. I have commitments such as house and car repayments. thats why need to find other alternatives.
motorgeek- Noob
- Posts : 9
Join date : 2011-10-28
Re: Petshop owner wannabe
motorgeek wrote:oh, should try another la if u got rejected. myb with guarantor u can get the loan.majorminor123 wrote:motorgeek wrote:why dont u go for bank?majorminor123 wrote:was thinking of buying my sister's shop to be a petshop shop for my wife to run this business. can anyone share experience taking a loan other than the bank?bank is my last resort as I need it as soon as possible.
Last feedback i got from PB,they didnt approved cos of over-committed, too many loans. I have commitments such as house and car repayments. thats why need to find other alternatives.
already use my dad's for my previous loans..if still have lots of commitment the chances to get still low even with guarantor.
majorminor123- Noob
- Posts : 21
Join date : 2011-10-18
Re: Petshop owner wannabe
majorminor123 wrote:motorgeek wrote:oh, should try another la if u got rejected. myb with guarantor u can get the loan.majorminor123 wrote:motorgeek wrote:why dont u go for bank?majorminor123 wrote:was thinking of buying my sister's shop to be a petshop shop for my wife to run this business. can anyone share experience taking a loan other than the bank?bank is my last resort as I need it as soon as possible.
Last feedback i got from PB,they didnt approved cos of over-committed, too many loans. I have commitments such as house and car repayments. thats why need to find other alternatives.
already use my dad's for my previous loans..if still have lots of commitment the chances to get still low even with guarantor.
then should give a try to yir first la..see if okay with u or not.
U can refuse if u do not want to continue when the akad process.. The important thing is to read the documents and agreements carefully to avoid problems in the future
montyashley- Noob
- Posts : 24
Join date : 2011-08-04
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